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Estate Planning for Young Families: Why It Matters

Even young families need estate planning. Learn why and how to get started.

January 9, 2026
1 min read
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Many young families think estate planning is only for older people. But having young children makes it essential.

Protecting Your Children

Without a will, the state decides who raises your children if both parents die. A will lets you choose.

Naming Guardians

Designate who will care for your children and manage their finances if you can't.

Life Insurance

Life insurance provides financial security for your family if you die unexpectedly.

Beneficiary Designations

Make sure your beneficiary designations on insurance and retirement accounts are current.

Simple Wills

Young families often need simple wills, not complex estate plans. Start with the basics.

Review and Update

Review your estate plan as your family grows and circumstances change.

Professional Help

Consider consulting an estate planning attorney to ensure your plan is legally sound.

Use the End of Life Playbook to start your estate planning today.

Ready to Start Your Playbook?

Turn these insights into action with our step-by-step playbook builder.